Sorry for the late reply, but thanks for the Personal Assistant recommendation. I already use it but didn't have that part set up.
@Dolgubon, just to confirm, I did have Meticulous Disassembly slotted, but no skill points in the passives (Metal Extraction, Unraveling, and Wood Extraction) due to a recent armory assistant build swap.
@Baertram, if preventing refining is possible when someone doesn't have skill points in the passives it might help them prevent an expensive disaster like what happened to me. I already use FCO ChangeStuff and wouldn't mind the addition
For now, it sounds like PA solves the issue and automates one more thing in my routine!